In 2024, saving money while shopping is easier than ever thanks to a range of cashback apps and websites. These platforms allow you to earn back a percentage of what you spend, essentially giving you free money on purchases you’re already making. Whether you’re shopping online or in-store, here’s a roundup of the best cashback platforms to help you maximize your savings this year.
1. Rakuten
Formerly known as Ebates, Rakuten is one of the most popular cashback platforms. It offers cashback on purchases from over 2,500 retailers, including big names like Amazon, Walmart, and Target. Simply click through the Rakuten website or app before shopping, and you’ll earn a percentage back on your total purchase. The cashback can be deposited directly into your PayPal account or sent as a check.
- Best for: Online shopping at major retailers
- Cashback: 1% to 10% (sometimes higher during special promotions)
- Payout options: PayPal, Check
2. Ibotta
Ibotta is perfect for grocery shoppers, but it also offers cashback on retail purchases. You can earn cashback by uploading your receipts or linking your loyalty cards at participating stores like Walmart, Kroger, and CVS. Ibotta also partners with many online retailers, so you can earn while shopping for everything from groceries to clothes.
- Best for: Groceries and everyday shopping
- Cashback: Varies by product and store
- Payout options: PayPal, Gift Cards
3. Honey
Honey started as a browser extension that finds coupons for online purchases, but it now offers a cashback feature called Honey Gold. When you shop through Honey’s platform, you can earn rewards in the form of Gold points, which can be redeemed for gift cards to popular retailers like Amazon, Walmart, and Sephora.
- Best for: Finding coupon codes and earning cashback
- Cashback: Earn “Honey Gold” points to redeem for gift cards
- Payout options: Gift cards
4. TopCashback
TopCashback is known for offering some of the highest cashback rates. They pass 100% of their commissions back to the user, meaning more savings for you. With thousands of retailers to choose from, TopCashback is a great option for maximizing returns on online purchases.
- Best for: High cashback rates on online purchases
- Cashback: 1% to 40%, depending on the retailer
- Payout options: PayPal, Gift Cards, Bank Transfer
5. Swagbucks
Swagbucks offers multiple ways to earn cashback, including shopping online, answering surveys, and watching videos. You earn SB points that can be redeemed for gift cards or PayPal cash. Swagbucks is a versatile platform that rewards you for various online activities, making it a great multitasking cashback app.
- Best for: Earning cashback through various activities
- Cashback: Varies depending on the retailer and activity
- Payout options: PayPal, Gift Cards
6. Dosh
Dosh makes earning cashback easy by linking directly to your debit or credit card. Once you link your card, the app automatically gives you cashback on qualifying purchases at partner stores, restaurants, and even hotels. There’s no need to scan receipts or activate offers, making it one of the simplest apps to use.
- Best for: Hands-off cashback on daily spending
- Cashback: 1% to 10%
- Payout options: PayPal, Direct Deposit
7. Fetch Rewards
If grocery shopping is a big part of your spending, Fetch Rewards is perfect for you. Simply scan your grocery receipts to earn points on items from participating brands. Points can be redeemed for gift cards to major retailers like Amazon and Target. Fetch Rewards is a quick and easy way to earn rewards without needing to clip coupons or hunt for deals.
- Best for: Earning cashback on groceries
- Cashback: Earn points based on the products you buy
- Payout options: Gift cards
8. Shopkick
Shopkick rewards you with kicks (points) not only for making purchases but also for simple activities like walking into stores or scanning product barcodes. It’s a fun way to earn points that can be redeemed for gift cards, even if you’re not actively shopping.
- Best for: In-store shoppers who want to earn without buying
- Cashback: Earn kicks for gift cards
- Payout options: Gift cards
9. MyPoints
MyPoints offers cashback for shopping online at thousands of retailers. You also earn points by answering surveys, watching videos, and reading emails. Like Swagbucks, it gives you multiple ways to accumulate points, which can be redeemed for gift cards or PayPal cash.
- Best for: Online shopping and multitasking rewards
- Cashback: Varies depending on the activity and retailer
- Payout options: PayPal, Gift Cards
10. Drop
With Drop, you can earn points on everyday purchases by linking your debit or credit card to the app. Once linked, you automatically earn points when you shop at partner brands like Starbucks, Uber, and Walmart. Those points can be redeemed for gift cards to popular retailers.
- Best for: Earning on everyday spending
- Cashback: Earn points for gift cards
- Payout options: Gift cards
11. BeFrugal
BeFrugal is a cashback website that offers some of the highest cashback rates in the industry. You can earn cashback on a variety of online retailers, and the platform guarantees the best rates by matching competitors’ offers.
- Best for: High cashback rates and best-rate guarantee
- Cashback: 1% to 40%
- Payout options: PayPal, Gift Cards, Direct Deposit
12. Receipt Hog
Receipt Hog rewards you for simply snapping photos of your receipts. You’ll earn coins for every receipt you upload, which can then be redeemed for PayPal cash or Amazon gift cards. This app is a great way to turn your receipts into easy savings, no matter where you shop.
- Best for: Simple cashback on any shopping
- Cashback: Earn coins for receipts
- Payout options: PayPal, Amazon Gift Cards
Final Thoughts
In 2024, there are more cashback options than ever, giving you plenty of opportunities to save money on purchases. Whether you prefer earning cashback online or in-store, these apps and websites are sure to help you keep more cash in your pocket.
